Author: Sean

Million-dollar homes used to be reserved for the rich. They were something many of us dreamed about and aspired to one day own. Today, depending on where you live, a million-dollar home is just a starter home. And that reality has made homeownership feel unrealistic for a lot of people. For my wife and me Read more

Budgets, while seeming innocent and straightforward, are actually hard to follow in real life. One thing I’ve realized is that budgeting follows the same pattern as many of life’s other concepts: in theory, it’s simple and easy. In practice, it can become a convoluted mess that makes us question whether budgeting is even right for Read more

Most budgets don’t fail because we can’t do simple math. They fail because, as consumers, we face loads of friction in the budgeting process. Meanwhile, big businesses are incredibly good at eliminating friction in the payment process. It’s obvious that companies optimize anything and everything to get you to spend more money than you even Read more

Credit card points can feel like a secret currency, one that turns everyday spending into free flights, hotel stays, statement credits, and more. But unlike cash, points don’t always have a fixed value, and using them strategically makes all the difference. In this post, I’ll explain how credit card points work, how to earn them Read more

If you’re already a Costco member, there’s a good chance you’re using it for groceries, gas, and bulk household items. But one of the most underrated perks of membership is renting a car through Costco. Costco Travel offers rental cars at competitive prices, often with added flexibility and fewer hidden fees than booking directly. Here’s Read more