Author: Sean

  • Student Loan Debt: The Financial Trap Nobody Warned You About

    Student Loan Debt: The Financial Trap Nobody Warned You About

    $39,000. That’s the average federal student loan balance per borrower. Nearly 1 in 7 Americans have student loans, with a total of $1.8 trillion in student loan debt across the United States. It feels like we’re the land of the free, home of the brave, and financially crippled by student loan debt. The problem with… Read more

  • What Are Gov Bonds and Are They Safe Investments?

    What Are Gov Bonds and Are They Safe Investments?

    Government bonds and debt seem to be the big elephant in the room that gets swept under the rug, if you can believe that. As of May 2026, the federal government has about $39 trillion in outstanding debt, while local governments (states, counties, cities, etc.) have over $4.4 trillion in debt. What’s really crazy about… Read more

  • The Middle-Class Trap Nobody Talks About

    The Middle-Class Trap Nobody Talks About

    38% of households earning $100,000 or more reported living paycheck to paycheck, according to a 2025 NerdWallet survey. And that number jumps to 44% for households earning between $50,000 and $99,999. Four out of 10 households making what most people consider fairly comfortable incomes are struggling to create real financial stability. While these households are… Read more

  • 60 Seconds to Wealth: The Simplest Financial Strategy You’re Ignoring

    60 Seconds to Wealth: The Simplest Financial Strategy You’re Ignoring

    Invest early.Stay consistent.Ignore noise. That’s it.That’s the rule. The problem?Nobody follows it. The Problem: Why People Don’t Follow the 60 Seconds to Wealth Rule There are a multitude of reasons why people don’t follow this rule, but for the most part it comes down to a few major reasons. 1. Obsession With Timing the Market… Read more

  • The Truth About Engagement Ring Budgets (Forget the 3-Month Rule)

    The Truth About Engagement Ring Budgets (Forget the 3-Month Rule)

    The biggest question some of us will ask, while others will answer. It’s a simple question, but it will forever change the trajectory of your life. But getting to this question is no easy feat. The process is long and filled with countless first dates, failed relationships, getting to know your partner, and the ever-so-scary… Read more

  • Why Investing in Yourself is the Best Thing Money can Buy

    Why Investing in Yourself is the Best Thing Money can Buy

    “College is a waste of money.” How many times have you heard that? I personally heard that exact quote so many times that I lost count. If I go on social media, my feed is filled with influencers, gurus, and everyday working people stating that exact thing. While there is some truth to it, I… Read more

  • 5 Reasons a Staycation Is Great for Your Personal Finances

    5 Reasons a Staycation Is Great for Your Personal Finances

    Staycations are boring, you’ll just sit around the house doing the same thing you do on the weekends. The only way to truly relax is by sitting on a sandy beach, swimming in crystal blue waters, or hiking through a forest with no car in sight. That’s exactly what I used to think about vacations… Read more

  • How Bargain Grocery Stores Can Cut Your Grocery Bill in Half

    How Bargain Grocery Stores Can Cut Your Grocery Bill in Half

    $200 dollars later and only carrying a few grocery bags. Sound familiar? With the recent rise in inflation everything from cars and trucks to simple entertainment has become more expensive. Sadly, groceries are no different. Prior to the COVID-19 pandemic I remember being able to walk out of the grocery store for under $100 dollars… Read more

  • When Do You Get Financial Recess? Rethinking Money and Freedom

    When Do You Get Financial Recess? Rethinking Money and Freedom

    Recess the one constant every kid actually liked about their school day. Running to the monkey bars to hang off and do tricks. Or sprinting to the basketball court to pretend we were the next big professional basketball player. Day in and day out, children live for these precious moments. Fifteen minutes on the playground… Read more

  • How Wanting More is Ruining our Lives

    How Wanting More is Ruining our Lives

    Every so often we hear or see something that completely changes the way we think or perceive the world around us. Not because it’s complicated. Not because it’s profoundly deep. But because of how insanely simple it is. That’s exactly what happened to me the other day when I was listening to Steven Bartlett’s Diary… Read more