Author: Sean

$200 dollars later and only carrying a few grocery bags. Sound familiar? With the recent rise in inflation everything from cars and trucks to simple entertainment has become more expensive. Sadly, groceries are no different. Prior to the COVID-19 pandemic I remember being able to walk out of the grocery store for under $100 dollars… Read more

Recess the one constant every kid actually liked about their school day. Running to the monkey bars to hang off and do tricks. Or sprinting to the basketball court to pretend we were the next big professional basketball player. Day in and day out, children live for these precious moments. Fifteen minutes on the playground… Read more

Every so often we hear or see something that completely changes the way we think or perceive the world around us. Not because it’s complicated. Not because it’s profoundly deep. But because of how insanely simple it is. That’s exactly what happened to me the other day when I was listening to Steven Bartlett’s Diary… Read more

Excitement, nerves, feeling tired, second-guessing yourself, fear, a sense of leveling up, and asking what’s next. These are a vast range of emotions, but from personal experience, this is what it really feels like to buy your first home. I thought buying your first home would be a fun process from start to finish. However,… Read more

Million-dollar homes used to be reserved for the rich. They were something many of us dreamed about and aspired to one day own. Today, depending on where you live, a million-dollar home is just a starter home. And that reality has made homeownership feel unrealistic for a lot of people. For my wife and me… Read more

Budgets, while seeming innocent and straightforward, are actually hard to follow in real life. One thing I’ve realized is that budgeting follows the same pattern as many of life’s other concepts: in theory, it’s simple and easy. In practice, it can become a convoluted mess that makes us question whether budgeting is even right for… Read more

Most budgets don’t fail because we can’t do simple math. They fail because, as consumers, we face loads of friction in the budgeting process. Meanwhile, big businesses are incredibly good at eliminating friction in the payment process. It’s obvious that companies optimize anything and everything to get you to spend more money than you even… Read more

Credit card points can feel like a secret currency, one that turns everyday spending into free flights, hotel stays, statement credits, and more. But unlike cash, points don’t always have a fixed value, and using them strategically makes all the difference. In this post, I’ll explain how credit card points work, how to earn them… Read more