Category: Uncategorized

29 months. That’s the average amount of time a person keeps their cell phone. Just 2.5 years. If you followed that upgrade cycle throughout your adult life, you could easily spend nearly $25,000 upgrading your phone. And that doesn’t even include the opportunity cost of not investing that money in the stock market. I, on… Read more

If you’ve ever felt like you’re behind financially, you’re not alone. According to a 2025 Pew Research Center survey, 57% of Americans describe their financial situation as only fair or poor. Now, I understand that there are probably a good number of people who are genuinely struggling financially. However, I’m also sure there are tons… Read more

“I deserve this.” Three simple yet expensive words in the realm of personal finance. Financial mistakes can happen for a wide variety of reasons, but one of the most common, and expensive is due to those three words. It’s okay to reward yourself and pat yourself on the back. However, blowing a bunch of money… Read more

$39,000. That’s the average federal student loan balance per borrower. Nearly 1 in 7 Americans have student loans, with a total of $1.8 trillion in student loan debt across the United States. It feels like we’re the land of the free, home of the brave, and financially crippled by student loan debt. The problem with… Read more

Government bonds and debt seem to be the big elephant in the room that gets swept under the rug, if you can believe that. As of May 2026, the federal government has about $39 trillion in outstanding debt, while local governments (states, counties, cities, etc.) have over $4.4 trillion in debt. What’s really crazy about… Read more

38% of households earning $100,000 or more reported living paycheck to paycheck, according to a 2025 NerdWallet survey. And that number jumps to 44% for households earning between $50,000 and $99,999. Four out of 10 households making what most people consider fairly comfortable incomes are struggling to create real financial stability. While these households are… Read more

Invest early.Stay consistent.Ignore noise. That’s it.That’s the rule. The problem?Nobody follows it. The Problem: Why People Don’t Follow the 60 Seconds to Wealth Rule There are a multitude of reasons why people don’t follow this rule, but for the most part it comes down to a few major reasons. 1. Obsession With Timing the Market… Read more

The biggest question some of us will ask, while others will answer. It’s a simple question, but it will forever change the trajectory of your life. But getting to this question is no easy feat. The process is long and filled with countless first dates, failed relationships, getting to know your partner, and the ever-so-scary… Read more

“College is a waste of money.” How many times have you heard that? I personally heard that exact quote so many times that I lost count. If I go on social media, my feed is filled with influencers, gurus, and everyday working people stating that exact thing. While there is some truth to it, I… Read more

Staycations are boring, you’ll just sit around the house doing the same thing you do on the weekends. The only way to truly relax is by sitting on a sandy beach, swimming in crystal blue waters, or hiking through a forest with no car in sight. That’s exactly what I used to think about vacations… Read more