Author: Sean

A few weekends ago, I had one of the biggest epiphanies I never expected to have, one that I think everyone needs to learn ASAP. It was so game-changing for me that I flipped my entire understanding of the business world upside down. Prior to this experience, I would frequently say things like, “That would… Read more

95%. That’s the percentage of day traders who lose money attempting this hustle. When I first heard that statistic, I brushed it off. It felt like a scare tactic designed to keep average Joes like me from trying. Plus, I was young and inexperienced in my investing journey. Even if the 95% statistic was true,… Read more

Would you pay $200 a year for something that you used maybe twice? I know I wouldn’t. Now, what if that $200 was charged to you monthly? You’d probably scoff and laugh at that notion, right? Yet, when it comes to apartment amenities, such as the fancy rooftop pool, the clubhouse with the big-screen TV… Read more

While a weekend trip filled with great food and plenty of wine tasting with my wife, I found myself thinking deeply about life lessons because of something that had absolutely nothing to do with accounting, personal finance, or career development. In fact, it came from a group that calls themselves Three Fat Guys. No, this… Read more

According to the U.S. Bureau of Labor Statistics, the average American household spends about $3,600 every year on entertainment. And while I’m all for enjoying life, over the past few years I’ve realized something that completely changed how I think about having fun. Some of my favorite activities don’t cost a single penny. In fact,… Read more

72 might just be the most important number in the personal finance game. It’s not $72, or 72% interest, or anything else you might be thinking of. It is, in fact, the Rule of 72, which is a simple yet incredibly effective way to understand the power of time. More importantly, it can estimate when… Read more

Anyone else ever feel like we’ve entered a world of insurance overload? I understand that insurance can be incredibly helpful in times of need, especially when it comes to health, auto, and homeowners insurance. However, there are some types of insurance that are just downright crazy if you ask me. Private Mortgage Insurance (PMI) is… Read more

29 months. That’s the average amount of time a person keeps their cell phone. Just 2.5 years. If you followed that upgrade cycle throughout your adult life, you could easily spend nearly $25,000 upgrading your phone. And that doesn’t even include the opportunity cost of not investing that money in the stock market. I, on… Read more

If you’ve ever felt like you’re behind financially, you’re not alone. According to a 2025 Pew Research Center survey, 57% of Americans describe their financial situation as only fair or poor. Now, I understand that there are probably a good number of people who are genuinely struggling financially. However, I’m also sure there are tons… Read more

“I deserve this.” Three simple yet expensive words in the realm of personal finance. Financial mistakes can happen for a wide variety of reasons, but one of the most common, and expensive is due to those three words. It’s okay to reward yourself and pat yourself on the back. However, blowing a bunch of money… Read more